Terms & Conditions

Effective Date: September 1, 2026

Welcome to the Ledger & Aspen Financial website. These Terms & Conditions govern your use of this website and the information, resources, and services made available through it.

By Accessing or using this website, you agree to these Terms & Conditions. If you do not agree with these terms, please discontinue use of the website.

1. About Ledger & Aspen Financial

Ledger & Aspen Financial provides bookkeeping and business financial support services to individuals and businesses.

Information provided on this website does not create a client relationship between you and Ledger & Aspen Financial.

A client relationship is established only after both parties agree to services and complete any required engagement agreement, service agreement, proposal, or other applicable documentation.

2. No Tax, Legal, Investment, or Financial Advice

The information provided on this website is general in nature and should not be considered tax, legal, investment, financial planning, or other professional advice.

Ledger & Aspen Financial provides bookkeeping and related financial support services but does not represent that website content is a substitute for advice from a licensed attorney, CPA, tax professional, financial advisor, or other qualified professional.

You are responsible for consulting the appropriate professional regarding your individual circumstances.

3. No Guarantee of Results

Ledger & Aspen Financial strives to provide accurate, organized, and professional bookkeeping services; however, no specific financial, tax, business, profitability, or other outcome is guaranteed.

Business results depend on many factors outside the control of Ledger & Aspen Financial.

Any examples, testimonials, educational materials, financial illustrations, or statements appearing on this website are not guarantees that you will achieve the same or similar results.

4. Accuracy of Website Information

Ledger & Aspen Financial makes reasonable efforts to keep the information on this website accurate and current. However, information may occasionally contain errors, omissions, or outdated information.

We do not guarantee that all website content is complete, accurate, current, or free from error.

Ledger & Aspen Financial reserves the right to update, modify, remove, or correct website content at any time without prior notice.

5. Services and Pricing

Descriptions of services provided on this website are for general informational purposes.

Services, packages, pricing, availability, scope of work, and service terms may change at any time.

Any pricing displayed on the website is subject to change based on the size, complexity, condition, volume, and individual needs of a client's business.

Final pricing and scope of services will be determined through consultation, proposal, engagement agreement, or other written agreement between Ledger & Aspen Financial and the client.

6. Client Responsibilites

Clients are responsible for providing complete, accurate, and timely financial information and documentation necessary for Ledger & Aspen Financial to perform agreed-upon services.

Ledger & Aspen Financial is not responsible for errors, delays, penalties, missed deadlines, inaccurate reporting, or other consequences resulting from incomplete, inaccurate, misleading, or delayed information provided by a client or third party.

Additional client responsibilites may be outlined in the applicable engagement agreement.

7. Third-Party Services and Software

Ledger & Aspen Financial may use or recommend third-party software, applications, payment processors, bookkeeping platforms, client portals, cloud services, or other technology.

Ledger & Aspen Financial does not control and is not responsible for the availability, security, privacy practices, functionality, accuracy, or performance of third-party services.

Your use of any third-party platform may also be subject to that provider's own terms policies, and conditions.

8. Third-Party Links

This website may contain links to third-party websites or resources.

These links are provided for convenience and informational purposes only. Ledger & Aspen Financial does not control endorse, or assume responsibility for the content, security, accuracy, products, services, or privacy practices of third-party websites.

Youl access third-party websites at your own discretion and risk.

9. Intellectual Property

Unless otherwise stated, all content appearing on this website, including but not limited to the Ledger & Aspen Financial name, branding, logos, graphics, photographs, written content, service descriptions, worksheets, templates, downloads, and other original materials, is owned by or licensed to Ledger & Aspen Financial.

Website content may not be copied, reproduced, republished, distributed, sold, modified, or used or commercial purposes without prior written permission.

You may view and print website materials for you own personal or internal business use, provided that you do not remove any copyright, trademark, or ownership notices.

10. Acceptable Website Use

You agree not to use this website in any manner that is unlawful, fraudulent, harmful, or disruptive.

You may not attempt to gain unauthorized access to the website servers, accounts, systems, client information, or other restricted areas.

Youl may not introduce malware, viruses, harmful code, automated scraping tools, or other technology intended to interfere with or improperly collect information from the website.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Ledger & Aspen Financial will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages resulting from your use of, inability to use or reliance upon this website or its content.

Ledger & Aspen Financial is not responsible for losses arising from website interruptions, technical errors third-party services, cybersecurity incidents outside its reasonable control, reliance on general website information, or actions taken based solely on website information, or actions taken based solely on website content.

Nothing in these Terms & Conditions is intended to limit liability where such limitation is prohibited by law.

12. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Ledger & Aspen Financial and its owner, representatives, contractors, and affiliates from claims, liabilities, damages, losses, or expenses arising from your misuse of this website, violation of these Terms & Conditions, or infringement of another person's rights.

13. Separate Client Agreements

These Terms & Conditions govern use of the Ledger & Aspen Financial website.

Actual bookkeeping or related professional services may be governed by a separate engagement agreement, service agreement, proposal, contract, or other written terms.

If there is a conflict between these website Terms & Conditions and a signed client agreement regarding professional services the applicable client agreement will control with respect to those services.

14. Privacy

Your use of this website is also subject to the Ledger & Aspen Financial Privacy Policy.

Please review the Privacy Policy for information regarding how personal information may be collected, used, stored, and protected.

15. Governing Law

These Terms & Conditions will be governed by and interpreted in accordance with the laws of the State of Texas, without regard to conflict-of-law principles.

To the extent legally permitted, any dispute relating to these Terms & Conditions or use of this website will be subject to the jurisdiction of the appropriate courts located in Texas.

16. Changes to These Terms

Ledger & Aspen Financial reserves the right to revise or update these Terms & Conditions at any time.

Changes will become effective when the updated Terms & Conditions are posted on this website unless otherwise stated.

Your continued use of the website following the posting of changes constitutes acceptance of the revised Terms & Conditions.

17. Severability

If any provision of these Terms & Conditions is determined to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

18. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Ledger & Aspen

Email: ledgerandaspen@gmail.com

19. Refund & Cancellation Policy

Due to the nature of professional bookkeeping services, payments for services that have already been performed are non-refundable.

If a client cancels a service before work has begun, any refund will be determined based on the terms outllined in the client's engagement agreement. Deposits, onboarding fees, cleanup fees, or other upfront payments may be nonrefundable when stated in the applicable agreement.

Monthly bookkeeping services may be canceled in accordance with the cancellation terms contained in the client's engagement agreement. Any fees for services performed through the effective cancellation date remain due and payable.

Ledger & Aspen Financial reserves the right to evaluate refund requests on a case-by-case basis when appropriate.